Hi JEM,
Thanks for the replies.
I have a few more questions sir.
1. So do I lose access to 'all' the forums, or just the members only forum? I would gather that the members only area is were I would get 99% of the help I would need anyway. 
2. Thanks for the steps to find the Joomla Basics. I will be going over those. Will I still have access to that information after my subscription expires?
3. Thanks for the feed back and info on kquickcart. Sounds like one of the two I mentioned mgiht be what I need. Is this the link for the Virtue mart you mentioned?
virtuemart.net/
4. Again just to be sure. Is this the RS forum you mentioned?
www.rsjoomla.com/joomla-components/joomla-form.html
When you say the 'support' is great, that is a BIG selling point for a clueless nub like me. 
5.(Keep in mind that the cost of a membership, 2, 6, 12 months is less than the cost of an hour or two of a professional coder’s time, and during your subscription time you can ask as many questions as you like.)
So true! Thanks again for the direct answers.