Insurance for your website
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- Nicklas Johansson
- Newbie
- Posts: 15
- Thanks: 0
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Oh so happy to live in Sweden
Sueing isn't common around here 
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- GollumX
- Elite Rocketeer
- Posts: 2817
- Thanks: 0
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Nicklas Johansson wrote:
Sueing isn't common around here
Same here. Sorry to be blunt but I find the practice quite pathetic. People no longer take responsibility for their own actions. - Say no to Internet Explorer 6.
twitter.com/mark_up
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- Dave Goodwin
- Elite Rocketeer
- Posts: 1472
- Thanks: 4
- Howdy!!
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I don't think you need 'insurance', but you may consider investing with a lawyer for a 'disclaimer' posted on the website. A lawyer can craft exactly what you need for people to know.
dave - "I'm an individual, just like everyone else."
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- GollumX
- Elite Rocketeer
- Posts: 2817
- Thanks: 0
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Sorry OT .. just noticed your sig Dave^^^^^^^^^^^^^^^^^^^^^^^^^^
Hmph!! you'd sell your soul to the devil for the right price you sick basta.. !!
- Say no to Internet Explorer 6.
twitter.com/mark_up
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- Michael Ruman
- Rocketeer
- Posts: 62
- Thanks: 0
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Well, here is what I ended up with
I have gotten General Liability insurance on my site, this covers all the wild and crazy things that COULD happen. I highly doubt they will, but it's not worth risking.
I also have monthly parties with my site users. We meet at a bar in town and hang out. I had to get 'special event' coverage for that.
Kinda sucks how sue-happy the USA folks are, but I have to play the game.
If anyone has any questions about who I used for this please send me a PM and I will tell you.
Thanks,
Mike
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- leeann swanger
- Sr. Rocketeer
- Posts: 146
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- Robert D. Wagers
- Elite Rocketeer
- Posts: 1545
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- Full-Time Cancer Fighter!
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Please consider that LLC only truly covers your business as a separate entity. I personally think that insurance on a website or it's contents is ridiculous. I don't understanding what damages you are intending to protect yourself from by purchasing this "website-insurance." In fact, I am kinda giggling to myself while writing this...
I guess insurance companies will sell you anything and everything in the form of policies and coverages. They normally propose coverages in a nice-little-package, wrapped in the "promises of green pastures," but when it comes time to the dolling-out of the benefit that you paid the premiums for, your request for pay-out of coverage is met with the normal.... "Oh I'm sorry! That's not covered because you violated Appendix B, Chapter 6, Article XIX, Sub-Paragraph 13, lines 26 thru 34 of the "things that will nullify your web-site coverage manual... version 2007."
;D Not trying to be a "smart-arse," just trying to offer an alternative to the pre-programmed fear, instilled in all of us by the largely unregulated insurance market.
Robert D. Wagers - "Everyone has to get knocked-down every once-in-a-while, otherwise you'll never learn how to get-back-up!
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A quote attributed to my Grandpa Wagers
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- Dave Goodwin
- Elite Rocketeer
- Posts: 1472
- Thanks: 4
- Howdy!!
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GollumX wrote:
Sorry OT .. just noticed your sig Dave^^^^^^^^^^^^^^^^^^^^^^^^^^
Hmph!! you'd sell your soul to the devil for the right price you sick basta.. !!
On the contrary, GollumX, I'd sell my body to RT for a nominal fee. (Hands off my soul, Devil!) You can now get temporary tattoo ink that fades after 2 or 3 years. It's for cosmetic surgery.
Now you can have the RT logo tattooed to your forehead and have it fade away. You get the bucks without being stuck for life with a rocket on your forehead. Plus you can add value by crafting a catchy song or phrase that you blurt out whenever someone asks, "What kind of nut are you with a rocket tattooed on your forehead?" For an extra fee,you could also tattoo the RT URL too.
So you see, you don't need to sell your soul and the tattoo doesn't have to be permanent - but you can laugh all the way too the bank, while some are convinced that you're a nut.
dave
- "I'm an individual, just like everyone else."
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- John Sanchez
- Hero Rocketeer
- Posts: 327
- Thanks: 0
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Now, I think it might actually be possible to tattoo on my forehead and not make it look terrible. How much of a fee are we talking? ;D
Perhaps a cool little rocket out near the temple would be cool.
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- Dave Goodwin
- Elite Rocketeer
- Posts: 1472
- Thanks: 4
- Howdy!!
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John Sanchez wrote:
Now, I think it might actually be possible to tattoo on my forehead and not make it look terrible. How much of a fee are we talking? ;D
Perhaps a cool little rocket out near the temple would be cool.
You know, that might be an incredible marketing tool for RT. Several key members, around the world, who are willing to tattoo a rocket near their temple with temporary tattoo ink. The, when people show any curiosity, you can talk about Rocket Theme.
That may even be a cool ploy for that secret project that David White is working on. What say David?
dave - "I'm an individual, just like everyone else."
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