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It looks like a bright and friendly credit union web site that I think will be well-received by the customers. It's not overly artsy, and that is a good thing on a functional business web site.
One item that struck my eye was that the drop shadow around the rounded-corner sections is inconsistent. The lower section has a deeper shadow than the upper section. It doesn't look quite right to me, but that is a personal taste issue.
Other than that, I could see myself doing my banking at Port Arthur Credit Union.
Nenad, that's an amazing take on Zephyr. I have seen so many interesting variations on that template, but that's a really creative one.
My "feature request" for Rockettheme's website would be a showcase of sites listed according to template (or maybe tagged by template) so that people can see a visual representation of the amazing flexibility of many of the templates.
Kathy
KT Web Design
developing Joomla websites in the sweet, sunny South